Lincoln Park, Rogers Park and Evanston real estate and homes for sale in Illinois, condos, town homes - Ray Miller, REALTOR® Ray Miller REALTOR(r) for Lincoln Park, Rogers Park and Evanston, Illinois real estate, condos, town homes - NUMBER1EXPERT™ Ray Miller NUMBER1EXPERT(tm) for Lincoln Park, Rogers Park and Evanston, Illinois real estate, condos, town homes
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Ray Miller, REALTOR®, real estate agent and broker for Lincoln Park, Rogers Park and Evanston Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 773-330-1519.


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"...Ray made this transition absolutely seamless."
"Ray was a pleasure to deal with; always available, knowledgeable, and a good educator. Ray made this transition absolutely seamless."
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About Ray Miller?: Lincoln Park, Rogers Park and Evanston Illinois home buying, real estate listings, and homes for sale in Cook County, IL
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Meet Ray Miller 

Superior attention to detail and outstanding personal service for all your Real Estate needs.

As a Real Estate Broker for over 15 years, Ray understands that his success comes from putting the needs of his client first and from his ability to effectively market properties. Ray is one of the top brokers in the Keller Williams Mid-America Region and the top broker at the Keller Williams Lincoln Park office in Chicago.

While specializing in listing and selling single-family homes and condominiums, Ray's expertise also includes commercial/industrial and multiunit properties.

Ray excels at:

  • Assisting seasoned and first time homebuyers achieve their dreams of finding the perfect home.
  • Working with sellers in marketing their property in order to sell in the appropriate time frame for the highest dollar value.
  • Searching with investors and locating the ideal property for their needs.

With a background that includes retail management and sales training on a national level, Ray is able to prepare buying strategies and implement marketing plans for your property that produce results. Ray teaches property marketing techniques at the college level in his office and is a mentor to many people.

Whether you are buying or selling, Ray can guide and educate you through each transaction. It is through this type of personally tailored service that Ray has exceeded his clients' expectations.

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Real Estate Tips
Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
In what real estate market are more than 90 percent of home sales cash transactions?

A 
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates.
See More Real Estate Trivia >

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Ray Miller, REALTOR®, real estate agent and broker for Lincoln Park, Rogers Park and Evanston Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Ray Miller
Rubloff Residential Properties

1620 Sherman Avenue
Evanston, Illinois 60201
Phone: 773-330-1519
Fax: 773-262-1810
Email: RayMiller@RayMillerRealEstate.com
Email: RayMillerRealty@aol.com

Superior attention to detail and outstanding personal service for all your Real Estate needs. As a Real Estate Broker for over 15 years, Ray understands that his success comes from putting the needs of his client first and effectively marketing properties. Ray is one of the top brokers in the Keller Williams Mid-America Region and the top broker at the Keller Williams Lincoln Park office in Chicago. While specializing in listing and selling single-family homes and condominiums, Ray's expertise also includes commercial/industrial and multiunit properties. Ray excels at: · Assisting seasoned and first time homebuyers achieve their dreams of finding the perfect home. · Working with sellers in marketing their property in order to sell in the appropriate time frame for the highest dollar value. · Searching with investors and locating the ideal property for their needs. With a background that includes retail management and sales training on a national level, Ray is able to prepare buying strategies and implement marketing plans for your property that deliver results. Ray teaches property marketing techniques to colleges in his office and is a mentor to many. Buying or selling, Ray can guide and educate you through each transaction. It is through this type of personally tailored service that Ray has exceeded his client’s expectations.

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