All agents are NOT alike! Find out why I am a top real estate expert. Call me: 773-330-1519.
Get Free Presentation On My Home Marketing. Before signing a contract with any REALTOR®, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
"Ray was an extraordinary advisor." "He was a wealth of information on how to negotiate deals and in suggesting financial possibilities." Marissa and Dan Hopkins Read Quote > View All Quotes >
Compare three mortgages at one time.
Download TripleCalc now. It's free.
There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.
If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more
loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.
Superior attention to detail and outstanding personal service for all your Real Estate needs.
As a Real Estate Broker for over 15 years, Ray understands that his success comes from putting the needs of his client first and effectively marketing properties. Ray is one of the top brokers in the Keller Williams Mid-America Region and the top broker at the Keller Williams Lincoln Park office in Chicago.
While specializing in listing and selling single-family homes and condominiums, Ray's expertise also includes commercial/industrial and multiunit properties.
Ray excels at:
· Assisting seasoned and first time homebuyers achieve their dreams of finding the perfect home.
· Working with sellers in marketing their property in order to sell in the appropriate time frame for the highest dollar value.
· Searching with investors and locating the ideal property for their needs.
With a background that includes retail management and sales training on a national level, Ray is able to prepare buying strategies and implement marketing plans for your property that deliver results. Ray teaches property marketing techniques to colleges in his office and is a mentor to many.
Buying or selling, Ray can guide and educate you through each transaction. It is through this type of personally tailored service that Ray has exceeded his client’s expectations.
www.RayMillerRealty.com is brought to you by
Ray Miller NUMBER1EXPERT™ in real estate for
Lincoln Park, Lakeview and Andersonville, Illinois, condos, town homes
- NUMBER1EXPERT™ 
